Deferred compensation plans or structures are a key component of many employee benefits and executive compensation packages. In addition to acting as a recruitment and employee retention tool, they can be used for tax, retirement and/or estate planning, depending on the structure. The right plan can not only attract and reward key employees, but also improve employee commitment, motivation and productivity.

RBC cees provides administration for a diverse range of deferred bonus plans, linked to the needs of your business and the plan's beneficiaries. Plans are often serviced through an employee benefit trust (EBT), and typically hold a combination of equity, funds and cash investments. Benefits to your employees include investment flexibility and tax planning and deferral.

We offer the following types of deferred compensation structures:

• Employee benefit trusts, including EBTs with sub funds
• Deferred bonus plans, with or without an employer match (in cash or shares)
• Notional bonus deferrals or 'phantom' arrangements
• Co-investment plans
• Local savings plans, following regulations in a particular jurisdiction

How we can help:

• Trustee services and directors of offshore companies
• Assets held in secure trust or company outside of parent company control
• Plan administration and record-keeping (stand-alone or with trust services)
• Investment flexibility—a range of standard and 'open architecture' investment solutions
• Online services through RBC cees Online